For all you iPhone users out there, I’d like to share one of my most favorite free apps for keeping and organizing all sorts of lists. Zenbe Lists is a free and easy-to-use iPhone app designed to let you create multiple lists of items or tasks and automatically sync it to a free web based account. This feature allows you to share lists online with other users you specify. The sync feature also provides the benefit of an online back-up of any lists you create on your iPhone using the free Zenbe iPhone client. Simply search “Zenbe” in the App Store on iTunes to download.

As mentioned above, the sharing options makes Zenbe Lists great for people who need to access and edit common lists. That means anyone who has access to a particular list can edit, add or delete items and the changes are Immediately visible to all assigned users. This eliminates any confusion over who has the latest version, common problem with paper lists.

Sharing can also be done via email. A simple tap of the “share” button in the Zenbe Lists client on your iPhone creates an email message that contains a link of the list your want to share. Anyone with an iPhone with Zenbe Lists installed can then open the list by clicking on the link and save a copy of the list in their Zenbe Lists.

If you don’t need advanced task management or list creation features, Zenbe Lists provides a simple and straight forward option for managing multiple to-do lists. But it’s the iPhone app’s online syncing and sharing that is the killer feature.  The best part is that it’s free which makes it a cool tool for keeping your grocery and to-do lists synced between multiple devies and availbale on the web without dealing with all those paper scraps.

Cancel HBO

Premium cable networks such as HBO and Showtime can add upwards of $1000 per year to your total cable or satellite subscription bill. If you’re not watching the content you’re paying for, it makes sense to cancel that part of your service and pocket the savings. Most people only watch a handful of channels compared to the hundreds they are paying for.

Cut back On Those Subscriptions

Are you receiving magazines or other periodicals you rarely ever look at? If you subscribe to say a half dozen magazines, that could mean a couple hundred dollars each year. Much of the content found these periodicals can be obtained for free online. In addition to saving you money, the online content is many times much more current and immediate.

Fire Your Bank

Banks are notorious for “nickle and diming” you to death with fees for everything from checking accounts to withdrawing money from an ATM. The banking industry is intensely competitive. These fees can add it quickly over the course of the year. If your bank is charging you fees to do business, it’s time to find another bank.

Pay On Time

This may seem obvious but paying your bills on time is probably to simplest way to keep more money in your pocket. While it can be easy to forget to pay a bill, the late fees and other charges that comes with that forgetfulness can add up in a hurry.  These fees can ranges from just a few dollars to $30 or $40 or more for each incident. One way to insure on time payments is to make use of any automatic electronic payment systems your bank may offer.

Brown Bag It

Instead of ordering out for lunch, pack your own. Bringing your own lunch to work each day can mean a savings of $800 based on spending only $6 a day. Even you you can’t bring your lunch everyday, try to do so a couple of days. Even two days a week will save you a significant amount of money.

Have you ever wished there was a way for you to be able to quickly communicate news and information to a large group of people without having to call each individual person? Maybe you’re the leader of a social or work group and you need to get the word out quickly about a change in plans? Well, a new company focused on simplifying group communication has just launched a new and innovative free service into private beta.  The company, Tatango, Inc, is offering the ability for anyone to collect, manage and mobile message all of their group members from both a mobile phone or a computer via their website at Tatango.com.

Tatango launched into private beta as of July 15.  As a recent company press release states:

…Tatango was born from the promise of giving groups the ability to stay connected anytime, anywhere via SMS. The Tatango service doesn’t require any special phone or its users to download any software to use the service. The service is completely free and ad supported, Tatango places 30 character text ads at the bottom of group messages, costing you no more than a standard text message to receive a group alert. However, the advertisements can be removed from group messages at a low monthly fee…

I have been able to secure 10 private beta invites to join Tatango for the readers of Money Maker Times. To get your invitation code, be one of the first ten people to email beta@tatango.com with the words “Money Maker Times” as the subject.

As Derek Johnson, Founder and CEO of Tatango states in a recent company news release;

We are very excited for the launch of Tatango. The feedback that we’ve received from our users has played a huge role in the creation of Tatango, and also with the ease of the website in both it’s functionality and user interface.

Since the announcement of the launch of Tatango into private beta, over 1,500 people have signed up for beta invitations in anticipation for launch. I invite your comments regarding your experiences with this new and innovative communication service.

Have you ever wished you could send yourself a text message or email reminder but didn’t have access to your computer?  Jott.com is a free web based service that converts your voice into emails, text messages, reminders, lists and appointments all from your phone. You can also set-up messages by typing directly into a web based form on the Jott website. I’ve been using this service for about a month now and I must say the voice recognition is fantastic.  Below are some of the specific features of Jott: Read the rest of this entry »

With summer in full swing and energy prices soaring, I though I would offer my top energy savings tips for summer.  Most of these tips center around reducing your electricity usage in and around your home.  So, without further ado, here are some money savings ideas: Read the rest of this entry »

How many times have you come across a particularly useful website that is full of information but you are only interested in a small specific portion that you wanted to save send to a friend or colleague?  While you can always email a link to the page, your recipient is often confused since they are required to scan the entire page when you are only trying to highlight a certain section. Read the rest of this entry »

Everyday countless would be entrepreneurs search for the latest get rich quick online business opportunity or multi level marketing program in hopes of striking it rich working from home. The vast majority of millionaires are self made and most of them started out with nothing and built successful enterprises. One of the most prevalent ways to make money by working from home is by way of an Internet based business. With the large number of people seeking their fame and fortune online, most people set themselves up to fail. Statistically, only a small fraction of people starting an Internet based business actually making any money. What follows are my top three reasons most people fail when starting a home based business: Read the rest of this entry »

For anyone who owns a computer, especially a machine running Microsoft Windows, you know that getting online and “surfing” the Internet can be a risky proposition. Anytime you launch Internet Explorer, Mozilla Firefox or any other web browser, you open yourself up to possible viruses, spyware, and other malicious exploits designed to reek havoc with your computer and operating system. Many people also use wireless routers to avoid having to run Ethernet cable. While this solution is convenient it can provide an easy way for unauthorized access to your system without your knowledge if you don’t take proper security precautions.

Below are my top ten Windows computer safety secrets you can use to help maintain a secure computing experience: Read the rest of this entry »

The desire to work from home is often mentioned as a top reason for going from being an “employee” and striking out on your own working for yourself. When you do make the leap from just having a job to full fledged entrepreneur, it requires a disciplined approach to your daily work in order to keep things on track. You no longer will have a supervisor or manager watching you every second and telling you what to do and when to do it. Success as an entrepreneur requires you to have self motivational skills to get things done and management your work time effectively. What follows are my top success and time management tips for the newly self employed home business owner: Read the rest of this entry »